finance

Loan Account Numbers (LANs) are issued by lenders upon approval of your loan application and used by banks, NBFCs, and other lending institutions to track individual loan applications. Your lender should send a loan statement outlining…

A list of fake loan companies is a curated compilation that provides potential borrowers with information on entities posing as lenders but are actually fraudulent, deceptive, or unregulated. Potential borrowers can use it as a handy…

Individuals with inquiries, requests, or concerns regarding their bank accounts may be required to write a letter to the bank manager. Here are some tips on writing such a letter: Start your letter by including an informative subject…

Gold loans are an ideal solution to fund various needs quickly, efficiently, and with flexible repayment terms. In this article, we'll outline their benefits as well as how to apply and answer some of the frequently asked questions about…

Jammu and Kashmir Bank's home loan scheme provides individuals with financial assistance to build their own homes. Both salaried employees and self-employed people can take advantage of it, while additional loans may also be provided for…

Investors use various financial instruments to generate a rate of return and achieve goals such as building retirement savings or funding a child's college education. Their investments include stocks, bonds, mutual funds, and real estate…

Credit theories of money (also called debt theories) are economic theories that propose that credit or debt is an essential aspect of money and do not only apply to government-issued money. Before the advent of money, people bartered…

Credit cards are an easy and popular way to make purchases and build credit1 while offering convenient ways of covering everyday expenses. But it is essential to understand how a credit card operates so you can use them responsibly. Step…

Money is a multifaceted concept; it serves multiple functions as a medium of exchange and a store of value. Furthermore, its ability to be transferred quickly allows people to save for their future and engage in transactions across regions.…

Credit allows you to buy things now while paying later - with interest as the price tag attached. Many people struggle to control their spending when using credit cards, leading them to overspend and accumulate debt they cannot repay.…